Long-Term Care

To plan for the future means making certain commitments today. Long-Term Care insurance is a crucial element of family planning because it ensures the financial protection and security of ones assets should someone become sick or injured and need full or part time care at home or in a specialized health care facility because they are unable to perform the activities of daily living.

A LTC insurance policy provides you and your family with peace of mind. Let me help show you the differences in the types of policies there are, and how they differ from company to company. That way we can decide what plan or product would be best for you and your situation. Check out this article from the LIFE Foundation, for a brief but thorough overview of LTCI.

Call or email me today to find out more about LTC insurance.

Have you been declined?

Has an insurance company denied your application because of your health? Has an agent told you to "not bother" with applying? If you have been declined, or worse-brushed off or told you are too "high-risk" because of your occupation or hobbies, call me. There are many options that may still be available to you depending on your situation*. Some agents or companies don't bother because it takes a little more effort on their part. I believe a person should be treated like, well......a person. Let me provide you with the respect and service you deserve. Call or Email me today!

*There are some situations that are uninsurable, so no-one should ever assume there is ALWAYS something available. I will do my best to provide all the information you need to understand the entire process.

Have a question?

I always try to answer my phone when it rings, but I will always return a call made to me. I'm available seven days a week from 8am - 9:30pm. Whether you have a simple question, or an elaborate claim that needs to be processed, please don't hesitate to contact me.

(b) 207.370.0850 or 800.457.7035

(m) 781.589.7672

email - kevin@kmsinsurance.com