Group Health & Voluntary Benefits

Running a business, whether large or small, can be just as challenging for your employees as much as you. Everyone knows that hiring and retaining good employees comes down to benefits; Affordable benefits! It doesn't matter if you have 2 employees, or 200 employees. I can review and recommend several types of plans that provide the most appropriate coverage while always keeping in mind your bottom line.

Whether you need a combination of health insurance and other benefits, or just some simple voluntary plans that the employees fund and manage themselves, I can help!

Health
FSA's or HSA's
Dental
Vision
Group Disability
Group Life
Long-Term Care
Voluntary Plans

Call me to find out exactly how these can be implemented into your business in a timely and cost effective way. I may even be able to save you a little bit in taxes. Please call me to find out how.

Have you been declined?

Has an insurance company denied your application because of your health? Has an agent told you to "not bother" with applying? If you have been declined, or worse-brushed off or told you are too "high-risk" because of your occupation or hobbies, call me. There are many options that may still be available to you depending on your situation*. Some agents or companies don't bother because it takes a little more effort on their part. I believe a person should be treated like, well......a person. Let me provide you with the respect and service you deserve. Call or Email me today!

*There are some situations that are uninsurable, so no-one should ever assume there is ALWAYS something available. I will do my best to provide all the information you need to understand the entire process.

Have a question?

I always try to answer my phone when it rings, but I will always return a call made to me. I'm available seven days a week from 8am - 9:30pm. Whether you have a simple question, or an elaborate claim that needs to be processed, please don't hesitate to contact me.

(b) 207.370.0850 or 800.457.7035

(m) 781.589.7672

email - kevin@kmsinsurance.com