KMS Enterprises - Representing Aflac (ME/NH) - Insurance & Supplemental Benefits Services

Products/Services


Business

Whether you are adding or changing benefits, or considering options to stay competitive, Aflac is not only easy to set up (I do 99% of the paperwork for you), it doesn't cost your business anything! If you have three or more employees, make these plans available to your employees:


  • Accident and Sickness plans
  • Cancer
  • Specified Health Event
  • Life Insurance (Term & Whole) with no exams or blood tests
  • Dental
  • Hospital & ICU Confinement
  • Personal Short Term Disability
  • Group Short Term Disability (minimum 30 applications or 30% participation)
  • Vision
  • Lump Sum Programs for Critical Illness & Cancer


The economy and the current health care debate is effecting every business and business owner. Our programs do not change or interfere with what you offer right now. They pay cash benefits over and above what health insurance covers, helping to curb the out of pocket expenses that accumulate quickly.Click here to find out more about adding Aflac to your business.  

Individual

Having health insurance is important, but it just isn't enough. It pays the hospital and doctors. But what about the out of pocket expenses, bills, or time spent arranging for child care or days off? Available to you on a direct basis are:


  • Accident and Sickness
  • Cancer
  • Specified Health Event
  • Life Insurance (Term & Whole) with no exams or blood tests
  • Dental
  • Hospital and ICU Confinement


To learn more on how Aflac can help protect you financially with these programs, check out the Aflacts!


If you are shopping around for Home-Owners, Auto, or Business Insurance; please contact my friends over at Ann Harris Agency in Saco. You can tell them I referred you.

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